IFSC Code of DCB BANK LIMITED LOKHANDWALA

DCBL0000031

The IFSC Code of MUMBAI MUMBAI MAHARASHTRA is DCBL0000031. The MICR code of MUMBAI MUMBAI MAHARASHTRA of DCB BANK LIMITED is 400072029.

The IFSC code (Indian Financial System Code) DCBL0000031 is an alphanumeric code that uniquely identifies the bank branch LOKHANDWALA, MUMBAI, MAHARASHTRA. The IFSC code DCBL0000031 is used in Electronic Funds Settlement Systems: RTGS or NEFT.

The full address of DCB BANK LIMITED LOKHANDWALA, MUMBAI, MAHARASHTRA is SHOP NO 4&5 APNA GHAR CHS, SWAMI SAMARTH NAGAR,ANDHERI [W], MUMBAI - 400053

Bank	DCB BANK LIMITED
IFSC	DCBL0000031
MICR	400072029
Branch	LOKHANDWALA
Address	SHOP NO 4&5 APNA GHAR CHS, SWAMI SAMARTH NAGAR,ANDHERI [W], MUMBAI - 400053
Contact	67587500
City	MUMBAI
District	MUMBAI
State	MAHARASHTRA

What is an IFSC Code?

IFSC (Indian Financial System Code) is an 11-digit alphanumeric code that has a number of uses in banking sector. It is an identification code related to a specific bank branch. All type of payment process i.e., RTGS, NEFT, and IMPS need an IFSC code to complete the fund transfer.

Sample IFSC Code

Bank Name	IFSC Code
Lokhandwala	DCBL0000031
Canara Bank	CNRB0000791

How to Find IFSC Code DCBL0000031?

On Cheque Leaf & Passbook

You can find the IFSC code DCBL0000031 on the cheque book's leaf as well as on the passbook provided by your bank.

Bank's Official Website

A DCBL0000031 code can also be seen on the respective bank's official website

RBI Official Website

Another way to find IFSC code DCBL0000031 is from the official website of Reserve Bank of India, where you can see all the banks and respective branch list of IFSC codes.

Branch Locator Tool

Almost every bank's official website has included a branch locator tool. You can easily find here the IFSC code DCBL0000031 by using the tool and entering the state, city and branch name. Let's take an example, suppose you entered Uttar Pradesh in the state section and Ghaziabad in the City section and the Ghaziabad main branch in the branch name section. The tool will show you the correct IFSC code of the given branch

Uses of IFSC Code: DCBL0000031

Online Banking:- Also called internet banking or e-banking; allows you to make a transaction through the internet. It includes the following:

• NEFT:- It stands for National Electronic Fund Transfer. It allows users or customers to transfer funds from their bank account to recipient bank account of the same or different bank.
• RTGS:- Real Time Gross Settlement. It allows you to transfer a minimum limit of Rs 2 lakh rupees.
• IMPS:- Immediate Payment Service. It enables you to transfer funds in any time, meaning 24x7 and 365 days.
• Cross Bank Transfers:- The IFSC code is used to transfer funds between several banks even making use of the UPI (Unified Payment Interface).
• Automatic Payments:- You must have an IFSC code while setting up automatic payments.
• New Account Opening:- It is necessary to having an IFSC code when opening a new account or applying for a loan or linking a bank account.
• Tracking the Transactions:- The RBI requires for an IFSC code to track all the financial transactions.
• Low Risk of fraudness:- The IFSC code helps to reduce the risk of fraud, error, or hacking while transferring funds.

Format of IFSC Code: DCBL0000031

The 11 characters alphanumerical IFSC code is created in a flow where it denotes the first four characters as the bank’s name. The fifth character is zero (0), which can be used for future usage. The last six characters denote the branch of the respective bank.

D	C	B	L	0	0	0	0	0	3	1
Bank Code				Zero	Branch Code

Why IFSC Code DCBL0000031 is Required?

Before the online banking system and UPI payment method, funds were transferred using the traditional method. It required visiting the bank branch, filling up a form, and depositing the amount in the recipient’s bank account. With the advent of the internet, funds can now be transferred in just a few steps and within seconds.

Benefits of IFSC Code DCBL0000031

• Smooth Financial Transaction
• Rapid Funds Transferring Process
• Restricts the Risk of Fraud
• Enables Online Banking

How to Find MICR Code 400072029?

• You can easily find the MICR (Magnetic Ink Character Recognition) code on the bank passbook and on the cheque leaf.
• Another way to find the MICR code is by visiting the official website of your specific bank.

FAQs

LOKHANDWALA Near By DCB BANK LIMITED IFSC Code

The near by DCB BANK LIMITED IFSC Codes of MUMBAI are given below:

IFSC	Branch	Bank	District
DCBL0000001	MUMBAI MAIN OFFICE	DCB BANK LIMITED	MUMBAI
DCBL0000003	IMAMWADA	DCB BANK LIMITED	MUMBAI
DCBL0000004	ANDHERI (WEST)	DCB BANK LIMITED	MUMBAI
DCBL0000005	BANDRA	DCB BANK LIMITED	MUMBAI
DCBL0000006	BYCULLA	DCB BANK LIMITED	MUMBAI
DCBL0000007	DAHISAR	DCB BANK LIMITED	MUMBAI
DCBL0000008	GOREGAON	DCB BANK LIMITED	MUMBAI
DCBL0000009	HASANABAD	DCB BANK LIMITED	MUMBAI
DCBL0000010	JOGESHWARI	DCB BANK LIMITED	MUMBAI
DCBL0000011	KURLA	DCB BANK LIMITED	MUMBAI
DCBL0000017	VERSOVA	DCB BANK LIMITED	MUMBAI
DCBL0000019	MOHAMEDALI ROAD	DCB BANK LIMITED	MUMBAI
DCBL0000023	NARIMAN POINT	DCB BANK LIMITED	MUMBAI
DCBL0000024	MAHIM	DCB BANK LIMITED	MUMBAI
DCBL0000025	MALAD	DCB BANK LIMITED	MUMBAI
DCBL0000026	SANTACRUZ	DCB BANK LIMITED	MUMBAI
DCBL0000037	RTGS HO	DCB BANK LIMITED	MUMBAI
DCBL0000053	SABOO SIDDIQUE	DCB BANK LIMITED	MUMBAI
DCBL000NPC2	NATIONAL PROCESSING CENTRE	DCB BANK LIMITED	MUMBAI