IFSC Code of INDIAN OVERSEAS BANK KERGALLISALUNDI

IOBA0003107

The IFSC Code of MYSORE MYSORE KARNATAKA is IOBA0003107. The MICR code of MYSORE MYSORE KARNATAKA of INDIAN OVERSEAS BANK is WAITING.

The IFSC code (Indian Financial System Code) IOBA0003107 is an alphanumeric code that uniquely identifies the bank branch KERGALLISALUNDI, MYSORE, KARNATAKA. The IFSC code IOBA0003107 is used in Electronic Funds Settlement Systems: RTGS or NEFT.

The full address of INDIAN OVERSEAS BANK KERGALLISALUNDI, MYSORE, KARNATAKA is 266 KERGALLI,JAYAPURA HOBLI,MYSORE TALUK,MYSORE DIST,KARNATAKA,570026

Bank	INDIAN OVERSEAS BANK
IFSC	IOBA0003107
MICR	WAITING
Branch	KERGALLISALUNDI
Address	266 KERGALLI,JAYAPURA HOBLI,MYSORE TALUK,MYSORE DIST,KARNATAKA,570026
Contact	28584896
City	MYSORE
District	MYSORE
State	KARNATAKA

What is an IFSC Code?

IFSC (Indian Financial System Code) is an 11-digit alphanumeric code that has a number of uses in banking sector. It is an identification code related to a specific bank branch. All type of payment process i.e., RTGS, NEFT, and IMPS need an IFSC code to complete the fund transfer.

Sample IFSC Code

Bank Name	IFSC Code
Kergallisalundi	IOBA0003107
Canara Bank	CNRB0000791

How to Find IFSC Code IOBA0003107?

On Cheque Leaf & Passbook

You can find the IFSC code IOBA0003107 on the cheque book's leaf as well as on the passbook provided by your bank.

Bank's Official Website

A IOBA0003107 code can also be seen on the respective bank's official website

RBI Official Website

Another way to find IFSC code IOBA0003107 is from the official website of Reserve Bank of India, where you can see all the banks and respective branch list of IFSC codes.

Branch Locator Tool

Almost every bank's official website has included a branch locator tool. You can easily find here the IFSC code IOBA0003107 by using the tool and entering the state, city and branch name. Let's take an example, suppose you entered Uttar Pradesh in the state section and Ghaziabad in the City section and the Ghaziabad main branch in the branch name section. The tool will show you the correct IFSC code of the given branch

Uses of IFSC Code: IOBA0003107

Online Banking:- Also called internet banking or e-banking; allows you to make a transaction through the internet. It includes the following:

• NEFT:- It stands for National Electronic Fund Transfer. It allows users or customers to transfer funds from their bank account to recipient bank account of the same or different bank.
• RTGS:- Real Time Gross Settlement. It allows you to transfer a minimum limit of Rs 2 lakh rupees.
• IMPS:- Immediate Payment Service. It enables you to transfer funds in any time, meaning 24x7 and 365 days.
• Cross Bank Transfers:- The IFSC code is used to transfer funds between several banks even making use of the UPI (Unified Payment Interface).
• Automatic Payments:- You must have an IFSC code while setting up automatic payments.
• New Account Opening:- It is necessary to having an IFSC code when opening a new account or applying for a loan or linking a bank account.
• Tracking the Transactions:- The RBI requires for an IFSC code to track all the financial transactions.
• Low Risk of fraudness:- The IFSC code helps to reduce the risk of fraud, error, or hacking while transferring funds.

Format of IFSC Code: IOBA0003107

The 11 characters alphanumerical IFSC code is created in a flow where it denotes the first four characters as the bank’s name. The fifth character is zero (0), which can be used for future usage. The last six characters denote the branch of the respective bank.

I	O	B	A	0	0	0	3	1	0	7
Bank Code				Zero	Branch Code

Why IFSC Code IOBA0003107 is Required?

Before the online banking system and UPI payment method, funds were transferred using the traditional method. It required visiting the bank branch, filling up a form, and depositing the amount in the recipient’s bank account. With the advent of the internet, funds can now be transferred in just a few steps and within seconds.

Benefits of IFSC Code IOBA0003107

• Smooth Financial Transaction
• Rapid Funds Transferring Process
• Restricts the Risk of Fraud
• Enables Online Banking

How to Find MICR Code WAITING?

• You can easily find the MICR (Magnetic Ink Character Recognition) code on the bank passbook and on the cheque leaf.
• Another way to find the MICR code is by visiting the official website of your specific bank.

FAQs

KERGALLISALUNDI Near By INDIAN OVERSEAS BANK IFSC Code

The near by INDIAN OVERSEAS BANK IFSC Codes of MYSORE are given below:

IFSC	Branch	Bank	District
IOBA0000061	MYSORE	INDIAN OVERSEAS BANK	MYSORE
IOBA0000264	K R MOHALLA	INDIAN OVERSEAS BANK	MYSORE
IOBA0001541	JAYAPRAKASH NARAYAN NGR	INDIAN OVERSEAS BANK	MYSORE
IOBA0001655	MYSORE JAYALAKSHMIPURAM	INDIAN OVERSEAS BANK	MYSORE
IOBA0001777	VIJAYANAGARAM	INDIAN OVERSEAS BANK	MYSORE
IOBA0001888	KUVEMPU NAGAR MYSORE	INDIAN OVERSEAS BANK	MYSORE
IOBA0002568	ALANAHALLI	INDIAN OVERSEAS BANK	MYSORE
IOBA0002973	SRIRAMPURA	INDIAN OVERSEAS BANK	MYSORE
IOBA0003106	SINDHUVALLI	INDIAN OVERSEAS BANK	MYSORE
IOBA0003108	MEGALAPURA	INDIAN OVERSEAS BANK	MYSORE
IOBA0003110	R O MYSORE	INDIAN OVERSEAS BANK	MYSORE
IOBA0003159	ROOP NAGAR DASANAKOPPALU MYSORE	INDIAN OVERSEAS BANK	MYSORE
IOBA0003160	RAMMANAHALLI	INDIAN OVERSEAS BANK	MYSORE
IOBA0003345	BHERYA	INDIAN OVERSEAS BANK	MYSORE
IOBA0003534	D SALUNDI	INDIAN OVERSEAS BANK	MYSORE
IOBA0003649	RAPID RETAIL CENTRE MYSORE	INDIAN OVERSEAS BANK	MYSORE
IOBA0003727	N BEGURU	INDIAN OVERSEAS BANK	MYSORE