IFSC Code of UNITED BANK OF INDIA ANAND

UTBI0AAD648

The IFSC Code of ANAND(GUJRAT) KHEDA GUJARAT is UTBI0AAD648. The MICR code of ANAND(GUJRAT) KHEDA GUJARAT of UNITED BANK OF INDIA is 388.

The IFSC code (Indian Financial System Code) UTBI0AAD648 is an alphanumeric code that uniquely identifies the bank branch ANAND, KHEDA, GUJARAT. The IFSC code UTBI0AAD648 is used in Electronic Funds Settlement Systems: RTGS or NEFT.

The full address of UNITED BANK OF INDIA ANAND, KHEDA, GUJARAT is GAMDIWAD STN, RD,ANAND,GUJRAT

Bank	UNITED BANK OF INDIA
IFSC	UTBI0AAD648
MICR	388
Branch	ANAND
Address	GAMDIWAD STN, RD,ANAND,GUJRAT
Contact	0
City	ANAND(GUJRAT)
District	KHEDA
State	GUJARAT

What is an IFSC Code?

IFSC (Indian Financial System Code) is an 11-digit alphanumeric code that has a number of uses in banking sector. It is an identification code related to a specific bank branch. All type of payment process i.e., RTGS, NEFT, and IMPS need an IFSC code to complete the fund transfer.

Sample IFSC Code

Bank Name	IFSC Code
Anand	UTBI0AAD648
Canara Bank	CNRB0000791

How to Find IFSC Code UTBI0AAD648?

On Cheque Leaf & Passbook

You can find the IFSC code UTBI0AAD648 on the cheque book's leaf as well as on the passbook provided by your bank.

Bank's Official Website

A UTBI0AAD648 code can also be seen on the respective bank's official website

RBI Official Website

Another way to find IFSC code UTBI0AAD648 is from the official website of Reserve Bank of India, where you can see all the banks and respective branch list of IFSC codes.

Branch Locator Tool

Almost every bank's official website has included a branch locator tool. You can easily find here the IFSC code UTBI0AAD648 by using the tool and entering the state, city and branch name. Let's take an example, suppose you entered Uttar Pradesh in the state section and Ghaziabad in the City section and the Ghaziabad main branch in the branch name section. The tool will show you the correct IFSC code of the given branch

Uses of IFSC Code: UTBI0AAD648

Online Banking:- Also called internet banking or e-banking; allows you to make a transaction through the internet. It includes the following:

• NEFT:- It stands for National Electronic Fund Transfer. It allows users or customers to transfer funds from their bank account to recipient bank account of the same or different bank.
• RTGS:- Real Time Gross Settlement. It allows you to transfer a minimum limit of Rs 2 lakh rupees.
• IMPS:- Immediate Payment Service. It enables you to transfer funds in any time, meaning 24x7 and 365 days.
• Cross Bank Transfers:- The IFSC code is used to transfer funds between several banks even making use of the UPI (Unified Payment Interface).
• Automatic Payments:- You must have an IFSC code while setting up automatic payments.
• New Account Opening:- It is necessary to having an IFSC code when opening a new account or applying for a loan or linking a bank account.
• Tracking the Transactions:- The RBI requires for an IFSC code to track all the financial transactions.
• Low Risk of fraudness:- The IFSC code helps to reduce the risk of fraud, error, or hacking while transferring funds.

Format of IFSC Code: UTBI0AAD648

The 11 characters alphanumerical IFSC code is created in a flow where it denotes the first four characters as the bank’s name. The fifth character is zero (0), which can be used for future usage. The last six characters denote the branch of the respective bank.

U	T	B	I	0	A	A	D	6	4	8
Bank Code				Zero	Branch Code

Why IFSC Code UTBI0AAD648 is Required?

Before the online banking system and UPI payment method, funds were transferred using the traditional method. It required visiting the bank branch, filling up a form, and depositing the amount in the recipient’s bank account. With the advent of the internet, funds can now be transferred in just a few steps and within seconds.

Benefits of IFSC Code UTBI0AAD648

• Smooth Financial Transaction
• Rapid Funds Transferring Process
• Restricts the Risk of Fraud
• Enables Online Banking

How to Find MICR Code 388?

• You can easily find the MICR (Magnetic Ink Character Recognition) code on the bank passbook and on the cheque leaf.
• Another way to find the MICR code is by visiting the official website of your specific bank.

FAQs

ANAND Near By UNITED BANK OF INDIA IFSC Code

The near by UNITED BANK OF INDIA IFSC Codes of KHEDA are given below:

IFSC	Branch	Bank	District
No other branches found in KHEDA.